If you’ve got a small business and have often wished that you could sell your products even when you are away from your computer, then you should look into a new service called ROAMpay. This is an innovative new mobile credit card processing service which allows you to accept credit cards from clients and customers right from your iPhone, Blackberry, or any of a hundred other supported phones. Here’s how the whole process works:
1. Log in
First, you’ll log-in with your username and password into the ROAMpay user interface on your cell phone. This is a quick process that only takes a few seconds.
2. Select Payment Type
The ROAMpay interface gives you a variety of options on their menu. You can issue refunds, void a sale, or enter a cash payment. To begin a credit card sale, you’ll simply select “Credit Sale”.
3. Enter Sale Amount
Next, you’ll simply enter the sale amount. If you wish to charge your customer $100, then you’d type in 100.00.
4. Enter Credit Card Information
Next, you’ll enter the credit card information of your customer. This will include the 16-digit card number, the expiration date, and the CVV2 code that is on the back of the card.
5. Billing Information
The next step is to enter the billing information of your customer. You’ll need to enter his name, address, and zip code. This is necessary so that ROAMpay can verify that the credit card matches up with the billing information.
6. Notes and Email
Next, you can enter any notes about the transaction, and you can enter your client’s email address. Obtaining your client’s email address is optional, but it allows you to send him a receipt for the transaction, and it gives you a way to easily follow up after the sale is completed.
7. Verify
After you’ve filled in all the appropriate information, ROAMpay will instantly let you know whether the card was approved or declined.
The entire process is much the same as paying with a credit card online. The only difference is that the information is entered into a cell phone, and the transaction can take place anywhere – not just at a computer screen. ROAMpay, of course, charges a small merchant fee for this service.
Overall, ROAMpay is definitely something you should look into if you have a small business and have been looking for new and innovative ways to make the sale process easier for your customers.


