New advances in credit card processing technology can make taking mobile card payments easier and more secure for mobile business such as the plumbing franchise industry. Taking credit card payments at the client’s location has become the accepted way to do business. The unexpected result? It actually saves your business money, too.

Taking credit card payments away from the main office used to mean taking the client’s information and phoning it in to the office – which takes up the time of two employees, and generates higher processing fees because the person calling it in cannot see the card. “Card not present” transactions are less secure and more susceptible to fraud, so they do not receive the lower rates that retail, or “card present” transactions do. Waiting for the plumber to return to the office to process the transaction themselves is even more risky – if the transaction is not approved, your business is left with the expense of trying to collect for services performed. Newer methods like wireless card terminals help, but they generate their own fees, in wireless access and equipment purchase.

With PAYware Mobile for iPhone, the hassle and expense of mobile processing is eliminated. All you need is your iPhone, a downloadable app, and the Card Encryption Sleeve. It’s simple to use: anywhere your iPhone works, you can enter the sales information into the application. You are prompted to swipe the client’s card, which you do into the Encryption Sleeve that fits securely onto the back of the phone. The transaction is processed and you receive instant approval. The customer “signs” the iPhone’s screen with the stylus provided.

The entire transaction is encrypted through the sleeve, no data is stored within the phone for additional security. The ability to “swipe” allows your business to process each transaction as a retail sale – earning the lower card present processing rate. All your card transactions are securely stored online through the app, which allows for real time reporting of your sales. PAYware even groups all types of credit card sales to the same report, so you can look in just one place to review your profit status.

With PAYware Mobile iPhone credit card processing, processing credit card transactions in your client’s location, securely, with instant approval and an emailed receipt is as professional as it is easy to do. And saving money for each transaction is good for business, too.