We try harder and do more to help you be successful. Why? Because we know what it takes in a competitive environment. You need lower rates, quicker account setup, lightning-fast funding, more flexibility, and 24/7 customer care.
| Merchant Service | Industry Standard | PaymentMax | Why do we do things differently? |
| Merchant Account application fee | $95 to $250 non-refundable | FREE | You shouldn't have to pay |
| Time to funding: Visa, MC, and Discover | 2 to 5 business days | 1 day | Your cash flow is important |
| Time to funding: American Express | 3 to 5 business days | 1 day | Your cash flow is important |
| Setup fee: Visa & MC, debit & credit processing | $49 to $150 | FREE | You shouldn't have to pay |
| Setup fee: Discover processing | $25 to $50 | FREE | You shouldn't have to pay |
| Setup fee: American Express processing | $25 to $50 | FREE | You shouldn't have to pay |
| Check acceptance by web, phone & fax | $300 | FREE | You shouldn't have to pay |
| Web shopping cart | $300 | FREE | You shouldn't have to pay |
| Account approval time | 1 to 2 weeks | Instant | You need to take payments now |
| Customer support hours | 8am to 8pm Mon. to Fri. | 24 / 7 | Your problems need to be solved now |
| Retail discount rate (in-person sales) | 1.79% | As low as 1.59% | You need competitive margins |
| Internet / Mail / Phone order discount rate | 2.49% | As low as 1.99% | You need competitive margins |
| Transaction fee | 30¢ to 45¢ | As low as 20¢ | You need competitive margins |
| iPhone Mobile Processing | No | YES! | You need mobility |
| iPhone swiped rates | No | As low as 1.59% | You need flexibility & savings |
| Relationship-based business? | No | YES | You need true partnership & support |