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The iPhone 4, according to Steve Jobs, prolific inventor and CEO of Apple, brings "more innovation to the table than ever before." Innovation is great as long as it does not outrun the support system. A brand new iPhone 4 is only as useful as the apps that are available. Fortunately that is not a problem for businessmen who need to use their phone to process credit cards. There is a mobile credit card reader available for the iPhone 4 and it is found exclusively through PaymentMax.

Part hardware and part software application, a mobile credit card reader can turn an iPhone 4 into a credit card processing machine. With the addition of the ability to accept all major credit cards, the iPhone 4 truly becomes an 'office in a pocket.'

• Simplicity
Using a card reader with an iPhone 4 is even easier than accepting a card over a hard-wired connection because there is no paperwork involved. Even the receipt is generated electronically and sent via email.

• Security
A credit card reader from PaymentMax meets all the industry standards and regulations for securely managing credit card data. Information from the magnetic strip is instantly encrypted before it is sent.

• Savings
The wireless service already used for your iPhone 4 is the only connection you need. You also benefit from qualifying for the lowest processing rates by having the card present for the transaction.

• Accuracy
Credit card readers greatly reduce the chance for human error. Electronic data submission means the card numbers are entered accurately the first time, every time.

• Flexibility
You can make a sale and accept payment and any time from practically any place.

• Celerity
You can complete transactions in real time and have the funds deposited in your account in as little as one day. Your customer can pay on the spot and never has to wait in line.

• Practicality
The iPhone 4 card reader can be used for Visa, MasterCard, Discover, and American Express while it streamlines your record keeping.